The GPC Premier SSAS is a highly flexible occupational pension scheme, specifically designed for UK-based small to medium sized businesses and their directors or senior staff.
It is ideally suited to:
The GPC Premier SSAS is established under UK trust law and is registered with HMRC. It is open to UK residents and allows consolidation of existing pension pots, tailored contributions, and inheritance planning through tax efficient structures.
Members act as joint trustees alongside our independent trustee company and collectively manage how pension assets are invested.
Key features of SSAS include:
Flexible contributions from employers, members, and third parties.
Wide investment choice, including commercial property, listed shares, funds, government bonds, and authorised employer loans (up to 50% of net assets).
Full range of retirement options, including tax-free lump sum, income drawdown (flexi-access and capped), and annuity purchase.
Succession planning benefits, allowing tax-efficient transfer of assets to beneficiaries.
Robust security and compliance, backed by ISO27001-aligned cyber and governance frameworks.
Transparent, competitive fee structure, typically fixed and not based on fund value.
All scheme investments are reviewed under our published Investment Mandate to ensure suitability, transparency, and regulatory compliance.
Designed for UK tax residents looking for tax efficient, regular income (‘annuity’) payments for life. Our flexible annuities products put you and your clients in control of how their investments are managed.
Flexible Life Annuity (‘FLA’): our FLA is an investment linked annuity where you can control the amount and frequency of the income payments. A minimum investment of £100,000 is required.
Flexible Pension Annuity (‘FPA’): our FPA is an investment linked pension annuity where you can control the amount and frequency of the income payments. A minimum crystallised pension fund of £100,000 is required.
Within the FLA and FPA you can invest in a wide range of permitted investments. For more information about our DFM panel and investment platforms, please contact our Customer Services Team.
Warning The value of investments can go down as well as up and your client may get back less than they invest.
A SSAS is a type of occupational pension scheme that is typically set up by small businesses. It allows members, who are usually company directors, to have control over the scheme’s investments and administration.
A SSAS can have up to 11 members, including company directors and senior employees. Members are also trustees, responsible for managing the scheme.
Yes, existing pensions can be transferred into a SSAS. This can consolidate your pension savings and provide greater investment flexibility.
Contributions can be made by sponsoring employers, members, or third parties. Employer contributions are paid gross with no specified limit, while member contributions are capped at the greater of £3,600 gross or 100% of relevant UK earnings for that tax year.
